Assalam Alaikum. We sold our primary home a few months ago and living on rent for now while waiting for a delivery of a new home later next year. The proceeds from the old home fall under zakat nisab. Once one year is over, do we need to pay zakat on it even though it would result in a shortage of funds for the new house and we might need to take a loan to make up the shortage? Jazak’Allah Khyrn.